Greg Schaefer, founder of SEI New York, talked with PC360 about a few simple ways people can make sure their bodies, homes, cars and businesses are safe this coming winter season. Here are his top four suggestions.
For businesses, “the most important thing is to check your exclusions,” Schaefer says. “A lot of the conversation with companies is putting on specific coverage, like a ‘winter storm’ that would have their own sub limits or deductibles — just like we do with wind storms or hurricanes.”
And don’t think that just because you live in a certain area winter storms can’t affect you. People in Atlanta, Ga. saw a monumental snowstorm this past February, and even Phoenix, Ariz. had a hailstorm that stopped freeway traffic. “As an agent, we protect ourselves. I don’t want to be the one to tell you that it never happens when it happens,” says Schaefer. “If things are affordable and you can justify it, then it’s something to look at.”
