Restaurants and Hospitality Insurance
We work with the entire spectrum of food service including fast casual concepts, multi-unit operators, bars, nightclubs, and fine dining establishments. Our strategy is based on having aligned goals with the clients we insure, passionately working to enhance the success of some of the most creative minds in commerce.
General Liability
The foundation of most insurance policies, general liability coverage is there to protect from bodily injury or financial damages incurred by third parties as a result of your business operations or premises.
Property
Restaurant owners spend considerable time and money designing and renovating their businesses. Property insurance is there to cover those assets. Kitchen equipment, POS systems, artwork, wine inventory are just a few of the numerous items you’ll want to list of your property policy.
Workers’ Compensation
Employees are a business’s top asset. Making sure that you are covered by a reputable carrier that will respond to employee injuries in a timely fashion should be a top priority. We have strong relationships with partners who have been providing coverage to restaurants at the most aggressive pricing available.
Employment Practices Liability (EPLI)
Navigating the constant changes in employment law is a daunting task. Employment Practices Liability insurance can help provide legal guidance in managing a labor law dispute. Wrongful termination, sexual harassment, discrimination, wage and hour violations, and compliance with the Americans with Disabilities Act are just a few of the many topics that EPLI coverage can assist on.
Disability and Paid Family Leave
A complementary line of coverage to workers’ compensation, disability insurance is there to provide benefits to employees who incur injury off the job.
Cyber Liability
Any business that processes credit card payments, sends payment to vendors electronically, or records personally identifiable information from employees, should consider cyber liability coverage. Cyber can provide defense and indemnity payments to clients involved in breach as well as third party services to investigate the source of the intrusion.
